← Cross-cutsCross-cut · Marketplaces

Nobody makes money selling things

Nine Teardown studies cover the world’s e-commerce platforms — Amazon, PDD, Alibaba, MercadoLibre, Sea, Coupang and Shopify. Read together, they reveal a rule that holds across every market and business model: the winning marketplace almost never earns its real profit from retail margin. It earns it from something bolted onto the side — ads, fintech, cloud, games or payments. Retail is the traffic; the money is somewhere else.

Find the profit engine — it isn’t the cart

Go company by company and the same pattern repeats. Amazon’s operating profit comes from AWS and a ~$68.6B advertising business, not from selling goods. MercadoLibre’s engine is fintech (~$278B of payment volume) and high-margin ads. Sea’s Shopee throws off less than 1% of GMV in EBITDA — the real money is Garena games and the Monee credit book. Coupang’s retail gross margin only reaches 32% because a $2.2B+ ad business lifts it. Shopify is ~75% payments revenue. Seven different platforms, one identical confession: e-commerce is a customer-acquisition machine whose purpose is to feed a higher-margin attached business.

Three flavors of the same trick

The attached engine takes three forms, and they sort the cluster. The advertising model — selling visibility back to the sellers on your platform — is the purest and highest-margin (Amazon, PDD, Alibaba’s customer-management revenue, Coupang). The fintech model monetizes the payment and credit flow the marketplace generates (MercadoLibre, Sea’s Monee, Shopify Payments). And the adjacent-business model cross-subsidizes commerce from an unrelated cash machine (Amazon’s AWS, Sea’s games, Alibaba’s cloud). The healthiest platforms run all three; the question for each is whether the engine is big and durable enough to carry a thin, competitive retail core.

The de-minimis wall splits the cheap-goods players

One regulatory event cuts cleanly across the cluster: the end of duty-free de-minimis parcels (US 2025, EU 2026). It is existential for the cross-border discounters — PDD’s Temu was built on duty-free price advantage, and US daily users fell ~52% after the repeal, snapping its growth from +59% to ~10%; Shein is the same bet in fashion, a ~$37B-revenue supply-chain machine whose entire price edge rode that loophole. The domestic-anchored platforms (MercadoLibre, Coupang, Sea, and Meituan, whose real marketplace is local services) are insulated, and the infrastructure player (Shopify) is agnostic. Read together, the studies show that the “cheapest cart wins” thesis had a hidden dependency on a tax loophole — and the platforms whose moat is logistics, fintech or a captive market are the ones the wall doesn’t touch.

Geography is still a moat — and a ceiling

The cross-section also shows e-commerce is stubbornly regional. MercadoLibre owns Latin America, Sea owns Southeast Asia (~53% share, #1 in all six markets), Coupang owns Korea, Amazon the US, the Chinese players their home turf. Local logistics, payments and trust don’t travel — which both protects the regional champion (Coupang’s owned delivery network keeps Chinese rivals under 2% share) and caps it (Coupang earns ~90% from one mature market and trades at ~82× on an unproven Taiwan bet). The lesson the cluster makes concrete: a regional commerce moat is real, but it is also the edge of your map, and the multiple usually prices in an expansion that may not port.

Where they agree — and where they split

All seven accept that pure retail is a thin, brutally competitive business and that the durable profit sits in the attached engine. They split on valuation and on the AI/agentic threat. The cheap-vs-dear spread is enormous — PDD at ~8× and Alibaba at ~19.5× (priced for a maturing, share-losing core and a subsidy war) against MercadoLibre at ~40×, Shopify at ~108× and Coupang at ~82× (priced for the growth engine to keep compounding). And every study now carries an agentic-commerce question: if an AI agent does the shopping, who owns the buyer — the marketplace, or the model? The demand to buy things online isn’t the question. Which attached engine keeps paying, and at what multiple, is.

The cluster at a glance

CompanyScaleThe real profit engineGrowthValuation
Amazon.comNASDAQ:AMZN~56% US online · $716.9B revAWS (+24%) + ads (~$68.6B)+12% · retail online ~10%$80.0B op income
PDDNASDAQ:PDDPinduoduo ~RMB5.2T + Temu ~$50–70BAsex-light 3P ads + commissions+59% FY24 → ~10% (de-minimis hit)~$120B cap · ~8× earnings
AlibabaNYSE:BABA / HKEX:9988Taobao/Tmall ~31% (share sliding)Cloud (+34%) + AI, not commerce+3% rev · profit −19% on subsidy war~$284B · ~19.5× P/E
MercadoLibreNASDAQ:MELI~$65B GMV · ~$278B fintech TPVFintech + ads (~25% take)+39% · 28 qtrs >30%~40× fwd P/E
SeaNYSE:SEShopee $127.4B GMV · ~53% SEAGarena games + Monee credit+36% · NI tripled~$53B · ~39× earnings
CoupangNYSE:CPNG~40% of Korea · 1P + logisticsAds ($2.2B+) lift retail GM to 32%+14% · decelerating to +8%~82× P/E (single market)
ShopifyNASDAQ/TSX:SHOP$378B GMV · powers ~24% of top sitesPayments (~68% attach) = 75% of rev+30% · 11 qtrs >25%~108× / ~58× fwd P/E
SheinPrivate~US$37B 2024 rev (Singapore filing)On-demand supply chain + direct-ship parcelsProfit −40% in 2024 · IPO stalled~$30–50B sought (private)
MeituanHKEX:3690RMB 364.9B rev · 770M+ usersMerchant advertising on a dense rider network+8.1% rev · FY net loss RMB 23.4B (price war)~1.2× P/S

Figures as of each study’s stated date (2026-06); fiscal years and bases differ (PDD is FY2024). Take rates and multiples are not strictly comparable; see each teardown for sourcing and the full weighing.

The nine studies — and the question each turns on

Amazon.com, Inc.NASDAQ:AMZNIs Amazon's marketplace/retail flywheel still compounding, or is it being out-grown by Walmart and Temu/Shein while its profits and capex tilt ever more toward AWS and AI?Read the full weighing →PDD HoldingsNASDAQ:PDDCan the world's cheapest cart stay profitable as the duty-free model that built it is taxed away, the domestic core matures, and disclosure stays opaque?Read the full weighing →Alibaba GroupNYSE:BABA / HKEX:9988Can a mature, share-losing commerce core fund an AI + cloud acceleration into durable profit — and is the low multiple cheap or a value trap?Read the full weighing →MercadoLibreNASDAQ:MELIIs the margin compression a deliberate share-grab investment cycle, or a permanent loss of pricing power — and does the fast-growing credit book compound the moat or the risk?Read the full weighing →Sea LimitedNYSE:SECan Shopee keep growing GMV ~25% while expanding margins, or does TikTok Shop force it to spend the margin away?Read the full weighing →Coupang, Inc. (쿠팡)NYSE:CPNGCan a company earning ~90%+ of revenue in one mature market turn home-market logistics dominance into durable, diversified growth — or is the ~80x multiple paying for an unproven Taiwan/adjacency bet?Read the full weighing →Shopify Inc.NASDAQ/TSX:SHOPDoes 30% growth and a working payments flywheel justify a ~100× P/E — and does the merchant-owned moat survive AI-agent disintermediation?Read the full weighing →SheinPrivateCan a model built on a duty-free parcel loophole and a flexible Guangzhou supply chain survive de-minimis repeal, forced-labor scrutiny, and a stalled IPO?Read the full weighing →MeituanHKEX:3690Is Meituan's local-services dominance a durable, profitable moat — or a position it must re-buy whenever a deep-pocketed rival decides to spend?Read the full weighing →

This is the kind of reading the Desk does for you

A cross-cut takes seven teardowns and one business model and asks where the money really is. The Desk does the same for the companies you actually own — your thesis, the rivals that move it, and the tripwires that would change your mind.

See the Desk →